Phoenix Homes with Owner May Carry New Financing

Phoenix Homes with Owner May Carry New Financing

Welcome to Phoenix, the vibrant capital city of Arizona! Located in Maricopa County, Phoenix is a thriving metropolis known for its sunny weather, diverse culture, and booming real estate market.

As one of the largest cities in the United States, Phoenix offers a wide range of amenities and opportunities for residents. The city boasts a rich history and is home to numerous cultural attractions, including the Heard Museum, which showcases Native American art and culture, and the Phoenix Art Museum, featuring a vast collection of contemporary and classic works.

When it comes to real estate, Phoenix has something for everyone. Whether you're looking for a cozy suburban home or a luxurious downtown condo, the city offers a diverse range of housing options to suit various budgets and lifestyles.

One particular type of financing option available in Phoenix is Owner May Carry (OMC) financing. This means that the homeowner is willing to act as the lender and finance the purchase of the property directly. This can be a great option for buyers who may not qualify for traditional bank loans or prefer more flexible terms.

With the current real estate market in Phoenix, finding homes with OMC financing is a possibility. This alternative financing option can provide buyers with more opportunities to own a home and achieve their real estate goals.

So, whether you're drawn to Phoenix for its warm climate, cultural attractions, or unique financing options, this city has it all. Explore the diverse neighborhoods, find the perfect home, and make Phoenix your own.

Newest Phoenix Homes with Owner May Carry New Financing

$100,000
7079856 MLS
R3 zoned vacant lot in Phoenix with strong potential for duplex or small multi unit construction, flexible use for attached or detached units depending on buyer plans. Located near I 17 with quick access across the city, surrounded by established homes and ongoing redevelopment, solid opportunity for builders or buyers looking to build and hold or build and sell. Utilities nearby, buyer to verify zoning, density, and all development requirements.

1345 W Apache Street Unit 1, Phoenix
$49,900
2 Beds ⋅ 2 Baths ⋅ 7079668 MLS ⋅ 896 SqFt.

303 E South Mountain Avenue Unit 67, Phoenix
$180,000
2 Beds ⋅ 1 Baths ⋅ 7079551 MLS ⋅ 726 SqFt.
Beautiful Remodeled 2 Bedroom, 1 Bath, Single Level Condo Located in Gated Shamrock Glen Community, 2nd Floor Unit, Remodeled Kitchen w/Appliances Included, Eat-In Kitchen Dining, Spacious Great Room, New Flooring Throughout, Fresh Paint Inside, Inside Washer/Dryer, Walk Out Balcony w/Views of the Community Pool, Assigned Covered Parking, Move-In Ready! Come Check It Out!

12440 N 20th Street Unit 202, Phoenix
$229,500
3 Beds ⋅ 3 Baths ⋅ 7079441 MLS ⋅ 1,696 SqFt.
Welcome to this beautifully updated two-story townhome in desirable Northern Manor! Enjoy ~1,696 sq ft of fresh, move-in-ready living featuring new paint throughout, new carpet, newly updated flooring, updated LED recessed lighting, and new ceiling fans. The updated kitchen pairs perfectly with the spacious living and dining areas downstairs, while the refreshed bathrooms add modern comfort. Convenient half bath and laundry complete the main level. Upstairs offers generous bedrooms including a spacious primary suite. Private back patio ideal for relaxing or entertaining, plus extra storage and two covered carport spaces. HOA covers key exterior maintenance, grounds, trash, and more for easy living. Community pool and convenient location near I-17, shopping, dining, and bus routes. Perfect for first-time homebuyers, downsizers, or investors - don't miss this opportunity!

8404 N 32nd Ave Avenue, Phoenix
$560,000
3 Beds ⋅ 4 Baths ⋅ 7079371 MLS ⋅ 2,507 SqFt.
Welcome to your Exclusive Luxury Gated Community! As you enter the large wooden doors you are greeted with a beautiful vaulted entry way with a large chandelier and beautiful great stone flooring. On the 1st floor you will find a powder room, along with the large living room, gas fireplace, and plantation shutters throughout. This opens into a dining area, a fantastic kitchen with all modern appliances, as well as a large laundry room. Going up the staircase you will find the split floor plan and upgraded carpet. The large master bedroom has a patio, split master bathroom with a walk in shower, full tub, along with cabinet space and a walk in closet on one side. Down the hall on the opposite side, you will find two great sized bedrooms each with full sized bathrooms and walk in clos Welcome to your Exclusive Luxury Gated Community! As you enter the large wooden doors you are greeted with a beautiful vaulted entry way with a large chandelier and beautiful great stone flooring. On the 1st floor you will find a powder room, along with the large living room, gas fireplace, and plantation shutters throughout. This opens into a dining area, a fantastic kitchen with all modern appliances, as well as a large laundry room. Going up the staircase you will find the split floor plan and upgraded carpet. The large master bedroom has a patio, split master bathroom with a walk in shower, full tub, along with cabinet space and a walk in closet on one side. Down the hall on the opposite side, you will find two great sized bedrooms each with full sized bathrooms and walk in closets. The location has many activities around including easy freeway access, shopping at the Biltmore Fashion park only 3 miles away, and outdoor adventures at Steele Indian School park being only 2 miles away. Don't miss this amazing property and come take a look!

111 W Missouri Avenue Unit H, Phoenix
$765,000
5 Beds ⋅ 3 Baths ⋅ 7079145 MLS
Rare opportunity to own a newly built, permitted duplex completed in 2025, offering immediate turnkey rental income with furnished tenants secured through August 2027. The property totals approximately 1,947 sq ft and includes a 1,102 sq ft main residence plus a separately metered 845 sq ft second unit. The main unit features 2 bedrooms and is leased for $2,300/month, while the second unit offers 3 bedrooms and is leased for $2,820/month, generating a combined $5,120/month in rental income. Both units feature modern finishes, private yards, dedicated parking for two vehicles, and low-maintenance designs. Separate electric meters provide convenient utility separation between units. Ideally located near Downtown Phoenix, major hospitals, employment centers, shopping, dining, and major freeway access, this property offers excellent convenience for tenants and strong appeal for investors. A unique opportunity to acquire a 2025-built duplex with established rental income, modern construction, separate utilities, and minimal maintenance requirements. Whether you're looking for a turnkey investment or a property with flexible living and income potential, this duplex is ready to perform. Newly constructed duplex with identical property features and similar leases available for sale next door, 4136 N 11th St.

4132 N 11th Street, Phoenix
$300,000
3 Beds ⋅ 3 Baths ⋅ 7078879 MLS ⋅ 1,608 SqFt.
Beautiful and quiet townhouse for a new homeowner or someone interested in a rental unit. This is a 3 Bedroom 2.5 Bath Town House located near Grand Canyon University in Phoenix AZ. Townhouse has new flooring throughout and was used as a mid-term rental, kept in good condition. The townhouse is furnished and can be sold with or without all furnishings in place. All bedrooms are located upstairs. There is a patio and two covered parking spaces included with the townhouse, plus a shared guest parking space that is uncovered. There is a courtyard area, playground and a community pool that is open from about May to November each year. Pool closes for the winter.

4643 N 21st Avenue, Phoenix
$775,000
4 Beds ⋅ 3 Baths ⋅ 7078342 MLS ⋅ 2,136 SqFt.
Stunning NEW CONSTRUCTION home that combines style, function, and quality! This open concept layout features a spacious great room with a cozy fireplace, perfect for gathering. The gourmet kitchen is a true highlight, with a large island, elegant custom tile backsplash, sleek quartz countertops, and high-end stainless steel appliances. Gorgeous large-format tile runs throughout the main living areas. The master suite is a true retreat, offering a spa-like bathroom with an oversized walk-in closet equipped with custom built-ins. The hall bathroom impresses with its custom tile surround, double sinks, and designer fixtures. Located in a highly sought-after neighborhood with new construction popping up all around, this home is just minutes from downtown, Biltmore, Arcadia, and Uptown.

2826 N 28th Place, Phoenix
$55,000
2 Beds ⋅ 2 Baths ⋅ 7078006 MLS ⋅ 1,024 SqFt.
Land lease $475.00 a month, no HOA, and a 55+ community in North Phoenix. Well located 2 bedrooms, 2 bathrooms manufactured home with updated, and remodeled kitchen, and floors. It has a built in microwave and dishwasher. Don't miss this great opportunity!

2523 E Contention Mine Road Unit 41, Phoenix
$83,300
3 Beds ⋅ 2 Baths ⋅ 7077914 MLS ⋅ 1,344 SqFt.
Beautiful remodel. Light and Bright must see! 2006 model . Brand new flooring and kitchen and baths. Complete remodel with high ceilings, composite deck, 3 bedrooms, 2 baths. Granite countertops and new plank flooring throughout. A front composite deck and lots of curb appeal! Affordable 55+ living. Community has a 5 hole golf course, pool, clubhouse with social activities. Monthly land lease is $1007.43. New roof . This home has covered parking, a laundry room with washer and dryer. All new stainless steel appliances in the kitchen. This is a deal! Owner will carry the loan payments if buyer wants with $15K down minimum. This is it!!

2650 W Union Hills Drive Unit 365, Phoenix
$1,250,000
3 Beds ⋅ 1 Baths ⋅ 7076638 MLS ⋅ 3,320 SqFt.
This property consists of two duplexes built in 2002 with all units having 3 bedrooms. Each unit has a small laundry room and a full bath. 3 of the 4 tenants have been there 2-8 years. Inspection after offer acceptance. Owner may carry with substantial down payment. AC units all replaced this year and all hot water heaters have been replaced in the last 3 to 4 years. Complex painted this year. 2 parking spaces per unit. Property next door is R5 2-story and this property has a large back yard for potential additional units after zoning change.

1228 E Mountain View Road E Unit 1-4, Phoenix
$1,280,000
12 Beds ⋅ 8 Baths ⋅ 7076583 MLS
Incredible Investment Opportunity in the Heart of Historic Garfield - A rare and highly desirable 4-unit multifamily property nestled in one of Phoenix's most sought-after and culturally rich neighborhoods, the Historic Garfield District. Whether you're a seasoned investor or looking to house-hack your way to financial freedom, this property delivers cash flow with massive upside potential. Each spacious 900 sqft units features 3 bedrooms and 2 full bathrooms, offering a layout that commands top-of-market rents in today's competitive Phoenix rental market. With a projected average rental income of $2,100 per unit per month. Situated in the heart of the Historic Garfield District one of downtown Phoenix's most vibrant , walkable, and character-filled neighborhoods.

1021 E Pierce Street, Phoenix
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.