Desert Oasis Homes with FHA New Financing

Welcome to Desert Oasis, a hidden gem nestled in the vibrant city of Surprise, Arizona, within the heart of Maricopa County. This charming neighborhood offers a perfect blend of tranquility and modern living, making it an ideal choice for families, retirees, and everyone in between.

Desert Oasis is characterized by its beautifully landscaped streets, featuring a mix of contemporary homes and lush greenery that create a warm and inviting atmosphere. Residents enjoy access to a variety of amenities, including community parks, walking trails, and recreational facilities, ensuring that outdoor enthusiasts can embrace the Arizona sunshine year-round.

The neighborhood is conveniently located near major highways, providing easy access to shopping, dining, and entertainment options. The nearby Surprise Marketplace and the bustling downtown area offer everything from boutique shops to popular restaurants, catering to every taste and preference. Additionally, the area is home to highly-rated schools, making it a great place for families looking to settle down.

For those considering a new home in Desert Oasis, the availability of FHA financing makes this community even more appealing. With flexible loan options designed to help first-time buyers and those with limited resources, owning a piece of this beautiful neighborhood is within reach. Whether you're looking for a cozy single-family home or a spacious property to accommodate your growing family, Desert Oasis has something to offer everyone.

Come and discover the charm of Desert Oasis, where your dream home awaits amidst the stunning backdrop of Arizona's desert landscape!

Newest Desert Oasis Homes with FHA New Financing

$549,990

5 Beds ⋅ 3 Baths ⋅ 7081279 MLS ⋅ 3,305 SqFt.

**WOW...PRICE IMPROVEMENT**REDUCED $35K**. Now WAY BELOW appraisal value. Beautifully maintained 3305 sf. 5-bed, 3-bath home in Surprise's sought-after community of Desert Oasis. GREAT lot location & one of the neighborhood's more popular, well designed floorplans. This immaculate move-in ready home offers a separate Kitchen eating area, formal Dining room, Family room, Living room, & 1 bedroom downstairs. VERY MANY thoughtfully selected upgrades throughout. The gourmet kitchen features SS appliances, double built-in oven, microwave, fridge incl., maple cabinetry, 42'' uppers, granite tile countertops, roll out shelves, & abundant storage. Split floor plan offering privacy for the primary suite. Primary suite has dual vanities, oversized walk-in shower, soaker tub, & **SEE UPGRADES LIST. a large walk-in closet. So MANY tasteful upgrades in this home! Brand NEW tile, carpet & pad. Remodeled bathrooms w/ tiled showers, granite counters, premium plumbing fixtures & comfort height toilets. *Brand NEW Premium Sherwin Williams int. & ext. paint (top of the line). Desirable 4' garage extension W/ high-quality openers & insulated doors. Premium high-quality security screen doors & 3 gates W/ door handle locks. Efficient 16 SEER HVAC units. Upgraded stair rail, recessed lighting, home theater surround sound system, laundry sink pre-plumb, alarm system, RO & soft water system, sunscreens, RV / EV 50 amp electrical outlet and SO MUCH MORE. The Great floorplan feels so MUCH LARGER than just 3305 sf.. **Washer/Dryer, Fridge, 6 stools & 2 large TV's, garage storage rack, surround sound equipment included with the sale (several thousand $$ value)! The private backyard features a large grass area, fully stuccoed block wall fence, gas stub out for BBQ, Hot Tub pre-wire, and an extended paver patio. Great for relaxing & entertaining. Winter Rye over-seed lawn is being planted soon. **Prime lot location with 2 green belt areas located right next to and across the street from this home. No neighbor next door, or across the street. **Just minutes away from plenty of shopping, dining, and recreational choices. 22 golf courses within 10 miles. Easy Freeway access. The sellers are the original owners of the property...this is NOT a "flip property". Sellers may work with a buyer for concessions to help buy down a buyer's loan interest rate. COME SEE THIS WONDERFUL PROPERTY NOW!!

26302 N 168th Avenue, Surprise

$479,900

4 Beds ⋅ 2 Baths ⋅ 7078026 MLS ⋅ 1,784 SqFt.

This is the kind of home that makes everyday living feel a little more like a getaway. Thoughtfully refreshed and truly move-in ready, the open floor plan flows effortlessly from one space to the next, creating a comfortable layout for both daily life and entertaining. Fresh interior paint, new carpet with upgraded padding, new appliances, granite countertops, and a dedicated coffee or beverage station with a built-in refrigerator add both style and function. The backyard is the ultimate showstopper. Unwind or host in style on extensive travertine pavers surrounding a sparkling heated pool equipped with a custom water feature and dramatic fire accents and extended Baja step. With no direct rear neighbors, you can enjoy quiet Arizona evenings and weekend poolside gatherings in complete privacy. Additional features include a primary suite with dual sinks and a walk-in closet, an extended driveway, and low maintenance desert landscaping. Conveniently situated in Desert Oasis with quick access to Loop 303, Luke Air Force Base, parks, and the premier shopping and dining at the Villages at Prasada. Turn-key, beautifully updated, and built for the way Arizona lives!

26353 N 164th Drive, Surprise

$499,000

4 Beds ⋅ 2 Baths ⋅ 7072568 MLS ⋅ 2,171 SqFt.

PRISTINE Home shows like a Model w/ Designer flare! Welcome Home to this spotlessly clean - beautifully updated 10-year-old home, featuring 4-bedrooms plus a FLEX Room, 2-bath home offering a functional Great Room Floor Plan w/ high ceilings & plenty of Natural Light. Spacious Kitchen features additional Cabinetry, Large Island, Granite Countertops, Walk-in Pantry, Breakfast Bar & Dining Area & Perfect Family Area for Relaxing. Large Master Bedroom Suite w/ Bay Window, Walk-in Closet & Private Bathroom. Additional features include Laminate flooring tile & Ceramic Tile w/ upgraded 5'' molding. Desert retreat Backyard has Over-Sized Lot w/ a Gazabo & low-maintenance artificial Turf, large side-yard with RV gates has plenty of room to store your Toys! The 3-Car Garage has ... plug for Electric Car & Epoxied Floors! Sparkling Community Pool is a short walk around the corner that you don't have to maintain. This home is GORGEOUS! Don't Delay!

17556 W Bajada Road, Surprise

$449,900

3 Beds ⋅ 2 Baths ⋅ 7069165 MLS ⋅ 2,188 SqFt.

BEST HOME ON TOUR!!! Why wait for new construction when you can have the best of it already finished? Built in 2025 and ideally located in Desert Oasis, this beautifully upgraded 3 bedroom plus den home offers 2,188 sq ft of thoughtfully designed living space, a premium corner lot, and no neighbors directly behind. The open floor plan creates an easy flow between the spacious great room, dining area, and beautifully appointed kitchen featuring KitchenAid appliances, soft close cabinetry, and a generous layout designed for everyday living and entertaining. Luxury vinyl plank flooring runs throughout the main living areas, while the split bedroom floor plan offers privacy and flexibility, including a spacious primary suite and additional bedrooms tucked away from the main living spaces. The large den provides the perfect option for a home office, media room, or additional flex space. Step outside to a beautifully landscaped backyard that is already finished and ready to enjoy, with plenty of room for outdoor living, entertaining, and relaxing while overlooking the greenbelt with no homes directly behind. The front yard is equally well maintained, adding to the home's inviting curb appeal. Located in the growing Desert Oasis community with your own community pool. The area has an expanding collection of nearby shopping, dining, recreation, and everyday amenities, plus convenient access to the 303 and the TSMC campus. This is an opportunity to enjoy the feel and benefits of a newer home without starting from scratch on the lot, landscaping, and backyard. Move in, unpack, and start enjoying Arizona living.

17136 W Blue Sky Drive, Surprise

$575,000

3 Beds ⋅ 2 Baths ⋅ 7066487 MLS ⋅ 1,692 SqFt.

Bring your toys and enjoy the Arizona lifestyle, too! This beautiful home features an impressive RV garage w/ hook-ups & two 12 ft doors-ideal for RVs, boats, cars, workshop or even a fantastic rec space. The open concept interior offers upgraded finishes throughout, including granite countertops, stylish gray cabinetry, large island w/ breakfast bar, gar range, subway tile backsplash and walk in pantry and tile through-out the home, too! Spacious primary suite w/ beautiful tiled walk-in shower and walk in closet. Step through the oversized slider to your private resort style backyard w/ sparkling pool, low maintenance turf & covered patio-perfect for relaxing or entertaining. Extended patio & pre-wired sound system in family room, primary & patio. This home truly checks all the boxes

17701 W Straight Arrow Lane, Surprise

$420,000

4 Beds ⋅ 3 Baths ⋅ 7064175 MLS ⋅ 2,354 SqFt.

Come see this move-in ready 4-bedroom, 2.5-bath home with a functional two-story layout and a large backyard with plenty of room to make it your own. Located in the growing Northwest Valley near major development and future projects. Ask about the opportunity to assume the seller's existing mortgage at a 3.875% interest rate, subject to lender approval and buyer qualification. Priced to sell--come see why!

17145 W Straight Arrow Lane, Surprise

$474,900

4 Beds ⋅ 3 Baths ⋅ 7061353 MLS ⋅ 2,264 SqFt.

Welcome to your own private desert retreat! Perfectly positioned on a desirable cul-de-sac, this exceptional home delivers impressive curb appeal with stone accents, a welcoming front patio, a two-car garage, and an RV gate. Step inside to soaring ceilings, warm rustic wood flooring, and a bright, inviting living space that instantly feels like home. The stylish kitchen is ready for everything from casual breakfasts to festive gatherings, featuring solid-surface countertops, abundant cabinetry, built-in appliances, recessed lighting, and a two-tier island with breakfast-bar seating. Upstairs, the versatile loft is perfect for a home office, media room, playroom, or cozy retreat. The spacious primary suite offers a private bath with dual sinks and a generous walk-in closet. Then step outside--and prepare to fall in love! This resort-inspired backyard was made for unforgettable Arizona living. Cool off in the sparkling pool, practice your short game on the putting green, host barbecues beneath the gazebo with its built-in grill, or gather around the glowing fire pit under the stars. A covered patio and convenient storage shed complete this incredible outdoor oasis. This is more than a home--it's your own personal escape for relaxing, entertaining, and making lasting memories. Come experience it for yourself!

26079 N 165th Lane, Surprise

$369,900

2 Beds ⋅ 2 Baths ⋅ 7054723 MLS ⋅ 1,753 SqFt.

This beautifully maintained 2 bedroom +den home is located in the desirable Desert Oasis community. This home has an open-concept floor plan with a spacious kitchen featuring granite countertops, staggered cabinetry, large walk in pantry, ample counter space, and a seamless flow into the dining/great room. The versatile den provides the perfect space for a home office, hobby room, or guest retreat. Also, all rooms have ceiling fans, all windows have blinds. Not only is this a great home.... you'll also enjoy the community parks, paths, splash pad, and the community pool to take in the beautful Arizona weather. You'll also appreciate being just minutes from exciting new shopping and dining options with even more restaurants and businesses continuing to develop nearby. Wyred internet service is coming soon to the community for added convenience and connectivity.

17549 W Pinnacle Vista Drive, Surprise

$413,499

3 Beds ⋅ 2 Baths ⋅ 7053741 MLS ⋅ 2,483 SqFt.

Beautifully upgraded single-level home offering an open, split-bedroom floor plan with soaring 10-foot ceilings, 20-inch diagonal tile flooring, neutral designer paint, upgraded ceiling fans, recessed lighting, low-E windows, and elegant 8-foot six-panel interior doors with upgraded hardware throughout. This home was a builder spec and is loaded with extras! Save $$$ on your utilities with solar + battery. Designed for both everyday living and entertaining with a spacious great room plus a separate family room. The eat-in kitchen features stainless steel appliances including double wall ovens, a smooth cooktop, Corian countertops, a large center island, pantry, 42-inch maple cabinetry with crown molding and abundant storage. The laundry room also includes cabinets. The private. owner's suite is thoughtfully separated from the secondary bedrooms and the ensuite bathroom has raised vanity with dual sinks, a soaking tub, walk-in shower and private toilet room Step outside to a spacious backyard (plenty of room for a pool) complete with a covered patio, RV gate (what size is the gate?), mature trees and easy maintenance desert landscaping. Conveniently located close to neighborhood parks and just minutes from Loop 303 and Grand Avenue, you'll enjoy easy access to shopping, restaurants, grocery stores, medical facilities, and everyday conveniences.

25788 N Sandstone Way, Surprise

$349,900

3 Beds ⋅ 2 Baths ⋅ 7048720 MLS ⋅ 1,622 SqFt.

Discover exceptional comfort and quality in this beautifully upgraded home. Perfectly positioned on a desirable north-facing lot in Surprise's sought-after Sanverno at Desert Oasis community, this residence combines thoughtful design with impressive finishes throughout. The stylish kitchen features quartz countertops, a farmhouse sink, 42-inch upper cabinetry, and abundant natural light enhanced by solar tubes in the kitchen, bathroom, and hallway. The spacious primary suite offers a large walk-in closet, dual sink vanity, and an oversized walk-in shower. Step outside to a backyard designed for easy Arizona living, complete with an extended covered patio, firepit, extensive paver hardscaping, and low-maintenance synthetic turf. Additional highlights include upgraded flooring throughout, garage storage cabinets, and an epoxy-coated garage floor. Residents enjoy outstanding community amenities, including a resort-style pool, scenic walking paths, basketball courts, playgrounds, and more, all within the highly desirable Desert Oasis neighborhood. With nearby schools, shopping, dining, recreation and freeway access, this home truly has it all!

17173 W Buckhorn Trail, Surprise

$560,000

5 Beds ⋅ 3 Baths ⋅ 7035309 MLS ⋅ 2,314 SqFt.

THIS IS YOUR CHANCE to own the former MODEL HOME featuring a the RARE 47' PULL-THROUGH RV GARAGE with DOUBLE DOORS, full RV HOOKUPS including water and sewer clean out, plus a full 2 car garage, POLYCURAMINE flooring, plus a paver driveway! Designed for both functionality and lifestyle, this 5 BED, 3 BATH home offers a highly desirable layout with a DOWNSTAIRS BEDROOM and FULL BATH perfect for guests or multigenerational living. The open kitchen and great room center around a large island ideal for entertaining. Upstairs offers a spacious loft, oversized laundry room and 4 additional bedrooms. Enjoy a manicured backyard with turf, trees and no back neighbors. Walking distance to the COMMUNITY POOL and splash pad! A home built for the way people truly live, store, travel and entertain! THIS IS YOUR CHANCE to own the former MODEL HOME featuring one of the most sought-after setups you will find... a RARE 47' PULL-THROUGH RV GARAGE with DOUBLE DOORS, full RV HOOKUPS including water and sewer cleanout, POLYCURAMINE® floors, plus a full 2 car garage and beautiful paver driveway. Whether you are an RV enthusiast, car collector, outdoor adventurer or simply someone who values flexible storage and functional space, this home was thoughtfully designed for the way people truly live today. Inside, the layout blends comfort, functionality and everyday livability. Offering 5 BEDROOMS and 3 FULL BATHROOMS, the floorplan includes a DOWNSTAIRS BEDROOM and FULL BATH perfect for guests, multigenerational living, a private office or hobby space. The open-concept kitchen and great room create the heart of the home, centered around a large island that makes entertaining feel effortless while still offering the warmth and comfort needed for everyday life. Natural gathering spaces, flexible living areas and thoughtful flow make this home feel both spacious and inviting. Upstairs, a large loft creates the perfect secondary living space for movie nights, game rooms, homework stations or quiet retreats, while the oversized laundry room and additional bedrooms provide room for everyone to spread out comfortably. Outside, the backyard has been beautifully manicured with trees, lush turf and no back neighbors, creating a private and peaceful setting to enjoy Arizona evenings. Located within walking distance to the community pool and splash pad, this home combines lifestyle, recreation and practicality in one exceptional package. Homes with this combination of MODEL HOME upgrades, a true pull-through RV garage with hookups, flexible living space and prime location rarely become available. A home built for the way people truly live, store, travel and entertain.

27353 N 176th Drive, Surprise

$385,000

3 Beds ⋅ 2 Baths ⋅ 7028678 MLS ⋅ 1,895 SqFt.

BACK ON MARKET - Approved Short Sale price for a quick sale - Upgraded single-story home in Desert Oasis on a premium corner lot! Soaring ceilings, wood plank laminate flooring, neutral paint, and modern fixtures throughout. Open-concept kitchen features a large island, granite countertops, upgraded cabinets, and stainless steel appliances. Gas fireplace adds cozy ambiance to the great room. Owner's suite offers natural light, walk-in closet, and dual-sink ensuite. The backyard is a true entertainer's dream -- extended paver patio with covered lounge area, dining space, lush lawn, and mature landscaping for privacy. Large custom storage shed conveys. RV gate included!

27513 N 175th Drive, Surprise

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.