Sun Lakes Cottonwood Homes with FHA New Financing

Sun Lakes Cottonwood Homes with FHA New Financing

Located in Maricopa County, Arizona, Sun Lakes Cottonwood is a vibrant neighborhood nestled within the city of Sun Lakes. This picturesque community offers a desirable combination of natural beauty, convenient amenities, and a welcoming atmosphere that makes it an ideal place to call home.

One of the standout features of Sun Lakes Cottonwood is its accessibility to FHA new financing options. For homebuyers looking to secure a property with a Federal Housing Administration (FHA) loan, this neighborhood offers a range of opportunities. FHA loans are known for their flexible eligibility criteria and low down payment requirements, making homeownership more attainable for many individuals and families.

In Sun Lakes Cottonwood, residents can enjoy a variety of amenities and recreational activities. The neighborhood boasts well-maintained parks, walking trails, and lush green spaces, perfect for outdoor enthusiasts and those seeking an active lifestyle. Additionally, the community features a clubhouse with various social and recreational facilities, including swimming pools, fitness centers, and organized events.

Sun Lakes Cottonwood is also conveniently located near shopping centers, restaurants, and entertainment options, ensuring that residents have easy access to everyday necessities and leisure activities. The neighborhood is well-connected to major roadways, making commuting to other parts of Maricopa County a breeze.

With its charming atmosphere, FHA financing options, and excellent amenities, Sun Lakes Cottonwood offers an exceptional living experience for those seeking a comfortable and convenient lifestyle in the heart of Arizona.

Newest Sun Lakes Cottonwood Homes with FHA New Financing

$399,990
3 Beds ⋅ 2 Baths ⋅ 7060967 MLS ⋅ 1,248 SqFt.
Embrace the perfect blend of convenience & everyday comfort in this charming corner lot home! Tastefully renewed interior boasts tile flooring, fresh paint, ceiling fans, & stylish light fixtures. Inviting open floor plan bathed in natural light offers a seamless flow between the living spaces & the back patio, w/sliding glass doors that enhance the indoor-outdoor living experience. Upgraded kitchen features SS appliances, crisp white cabinets, a breakfast bar, & quartz counters. Sizable main bedroom is complete w/outdoor access, plush carpet, & a pristine ensuite w/a floor-to-ceiling tiled shower. Continue to the spacious backyard, where covered patios create the ideal setting for outdoor dining, entertaining, or simply unwinding. Don't miss your chance to own this move-in-ready gem!

26621 S Shumaker Drive, Sun Lakes
$499,000
2 Beds ⋅ 2 Baths ⋅ 7050542 MLS ⋅ 2,210 SqFt.
This stunning single level home in Sun Lakes offers generous living space, thoughtful updates, and a truly unique design. Situated on a corner lot with mature desert landscaping and citrus trees, the property has been exceptionally well cared for and provides plenty of room to enjoy both indoor and outdoor Arizona living. Inside, the spacious layout includes a formal living and dining area, a separate family room, two bedrooms, and a versatile den or office. The expansive family room is filled with natural light and showcases an incredibly unique decorative ceiling that creates a memorable focal point. A fireplace adds warmth and character to the main living area, while plantation shutters and dual pane windows are featured throughout the home. The kitchen offers ample cabinetry, generous counter space, and includes the refrigerator. The primary suite features a private bathroom with a double vanity and separate toilet room, along with a large closet. A separate laundry room includes the washer and dryer, additional cabinetry, and a utility sink. Major updates include a fully updated heating and cooling system in 2023 and a roof updated in 2020. The home also features an H2O Concepts whole house water system, owned water softener, newer garage door, security door, and skylights. The oversized two car garage provides extensive built in cabinetry and additional storage space. The private backyard offers multiple covered patio areas, extensive pavers, low maintenance landscaping, and plenty of room for outdoor seating and entertaining. Mature orange, lemon, pink grapefruit, and white grapefruit trees add to the character of the property, while front and backyard watering systems help maintain the landscaping. The HOA offers an impressive lineup of amenities, including golf, heated community pools and spa, pickleball, tennis, racquetball, scenic lakes, biking and walking paths, a clubhouse and recreation center, and a workout facility. Located in the highly desirable Sun Lakes area, the community offers a vibrant setting with convenient access to shopping, dining, and everyday amenities.

25850 S Foxglenn Drive, Sun Lakes
$478,999
2 Beds ⋅ 2 Baths ⋅ 7003159 MLS ⋅ 1,763 SqFt.
Enjoy a cool & comfortable home and surprisingly low energy costs--the seller's current SRP Budget Billing is just $59 per month. Quality improvements already completed so you can simply move in and enjoy. In a price range where many homes still need major updating, this one stands out because the expensive projects have already been done for you. No remodeling budget, contractor headaches, or surprise upgrade costs needed here.The extensive renovations include a fully remodeled kitchen with granite countertops, shaker cabinetry, stainless steel appliances, and a beautifully updated primary bath featuring quartz counters, shaker cabinets, a walk-in shower, and modern fixtures. The secondary bath has also been tastefully updated with contemporary finishes. Major system upgrades include newer dual-pane windows, newer paid-off solar system for energy savings with NO solar payments, newer A/C, and roof under underlayment replacement -- giving you confidence that the big-ticket items have already been addressed. Additional improvements include upgraded 4-panel interior doors, newer front door, newer tile flooring and carpet, plantation shutters, ceiling fans throughout, garage cabinetry, newer water softener, updated washer and dryer, newer water heater, garbage disposal, and continuous circulating hot water. Both bedrooms feature walk-in closets, including a custom organizer in the primary suite. Flexible living spaces offer room to relax or entertain, while the front patio seating area and large private backyard with extended covered patio and low-maintenance desert landscaping create the perfect Arizona lifestyle. Truly move-in ready with evident pride of ownership throughout. Resort-style amenities abound in Sun Lakes, including the par-72 Cottonwood Golf Course and par-62 Palo Verde executive course. Enjoy multiple lighted pickleball & tennis courts, a state-of-the-art fitness center, and multiple community pools, including lap and recreational pools. Community features also include scenic walking paths around beautiful lakes, plus a park with bocce ball, putting greens, corn hole, and a reservable ramada for gatherings.Dining and social opportunities are plentiful with both Cottonwood and Palo Verde clubhouses offering on-site restaurants, bar lounges, and a variety of social events. Residents also enjoy access to numerous clubs, classes, and organized activities, creating an active and engaging lifestyle.

26034 S Hollygreen Drive, Sun Lakes
$498,000
3 Beds ⋅ 2 Baths ⋅ 6981247 MLS ⋅ 1,823 SqFt.
MILLION DOLLAR VIEW! Don't miss out on this Sun Lakes home with updated A/C, a spectacular lakeside lot, spacious yard with large covered patio & 3 bedrooms. Home has 2 car garage AND a golf cart storage area. Locations like this rarely come up - come see it today!!!

26414 S Cedarcrest Drive, Sun Lakes
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