Sun Lakes Homes with VA Loan New Financing

Sun Lakes Homes with VA Loan New Financing

Located in Maricopa County, Arizona, Sun Lakes is a vibrant community known for its picturesque landscapes and active lifestyle. With its convenient location just south of Chandler, Sun Lakes offers residents easy access to a variety of amenities and attractions.

One of the appealing aspects of Sun Lakes is its range of housing options, including homes that are eligible for VA loans. VA loans are a type of mortgage loan that is guaranteed by the U.S. Department of Veterans Affairs, providing favorable terms and benefits for eligible veterans and active-duty military personnel.

Whether you're a military service member or a veteran looking to purchase a home in Sun Lakes, the availability of homes with VA loan financing is a great advantage. This financing option allows you to secure a home with little to no down payment, competitive interest rates, and no private mortgage insurance requirement.

Sun Lakes offers a diverse selection of homes that qualify for VA loans, ranging from cozy single-family residences to spacious townhouses. With a variety of floor plans and architectural styles to choose from, you can find a home that suits your preferences and needs.

In addition to the benefits of VA loan financing, Sun Lakes boasts a welcoming community atmosphere and a range of amenities. Residents can enjoy golf courses, swimming pools, fitness centers, and numerous social clubs and activities.

If you're considering purchasing a home in Sun Lakes, the availability of homes with VA loan financing makes it an even more attractive option. Contact a local real estate agent to explore the housing market in Sun Lakes and discover the perfect home for you.

Newest Sun Lakes Homes with VA Loan New Financing

$650,000
3 Beds ⋅ 2 Baths ⋅ 7061407 MLS ⋅ 2,173 SqFt.
New roof, new HVAC system, and new water heater provide exceptional peace of mind in this beautifully updated Palacia model located in the gated Oakwood community of Sun Lakes. Designed with today's active adult in mind, this thoughtfully renovated home features soaring vaulted ceilings, abundant natural light, a spacious 3-bedroom plus den floorplan, and an extended garage offering valuable storage and workspace. Recent improvements include luxury vinyl plank flooring throughout, quartz countertops, custom cabinetry, new appliances, a gas range with a custom hood, a convenient built-in bottle refrigerator, beautifully remodeled bathrooms, fresh interior and exterior paint, and a striking fireplace that anchors the spacious living area. Thoughtful updates make this home move-in ready. The versatile den provides the flexibility to serve as a home office, hobby room, or additional guest space, while the open-concept layout creates a seamless flow between the living, dining, and kitchen areas. Step outside to the expansive covered patio, complete with a built-in natural gas connection for effortless grilling and outdoor entertaining. Backing to a peaceful walking path, the low-maintenance backyard offers a quiet and private setting to relax while enjoying convenient access to the community's scenic trails. Located within the highly sought-after IronOaks community, residents enjoy access to 45 holes of championship golf, tennis, pickleball, fitness centers, resort-style pools, dining venues, walking paths, and an endless variety of clubs, activities, and social events. Whether you're looking for a full-time residence or a seasonal retreat, this exceptional home offers the carefree lifestyle that has made Sun Lakes one of Arizona's premier active-adult communities.

9430 E Nacoma Drive, Sun Lakes
$375,000
2 Beds ⋅ 2 Baths ⋅ 7061368 MLS ⋅ 1,661 SqFt.
Charming single-story home in Sun Lakes! Offering 2 bedrooms, 2 bathrooms & a 2-car garage, this gem blends convenience and comfort. Inside, you'll find inviting living areas ready to bring you joy, boasting tile floors, vaulted ceilings for a feeling of openness, plenty of natural light, and a soothing palette that makes you want to stay. Whip up your signature dishes in the well-appointed kitchen, displaying oak cabinetry, ample counter space, and built-in appliances. Spacious den perfect for an office. The primary retreat hosts a bathroom with double sinks, a private exit, and a practical walk-in closet. Enjoy weekend grills and peaceful evenings in the backyard, complete with a covered patio ideal for morning coffee and ample space for outdoor fun! Enjoy the resort-style lifestyle of Cottonwood Palo Verde at Sun Lakes, featuring golf, swimming pools, fitness centers, pickleball, tennis, scenic lakes, walking paths, dining and a wide variety of clubs and social activities. There is always something to enjoy in this vibrant active-adult community!

25802 S Howard Drive, Sun Lakes
$365,000
2 Beds ⋅ 2 Baths ⋅ 7060904 MLS ⋅ 1,584 SqFt.
Discover resort-style living in the highly desirable Cottonwood neighborhood of Sun Lakes, one of the Phoenix area's premier active adult golf communities. This beautifully updated home offers the perfect combination of modern upgrades, low-maintenance living, and an exceptional lifestyle. Step inside to find luxury vinyl plank flooring in the living and dining areas, designer paint, crown molding, dual-pane windows, Andersen sliding glass doors, and a bright bay window with built-in storage. The updated kitchen features quartz countertops, tile backsplash, stainless steel appliances, glass-front cabinetry, and convenient roll-out shelving. A spacious flex room with its own mini-split HVAC system provides endless possibilities as a home office, hobby or craft room, fitness space, game room, or guest retreat. Both bathrooms have been tastefully remodeled with updated finishes. Major improvements provide peace of mind, including a new HVAC system (2023), new roof (2023-coating & underlayment), and a new front and rear drip irrigation system. The private backyard is designed for relaxing and entertaining with a covered patio and pergola. Enjoy all that Cottonwood at Sun Lakes has to offer, including championship golf, pickleball, tennis, swimming pools, fitness centers, restaurants, clubs, walking paths, and year-round social activities. Conveniently located near shopping, dining, medical facilities, and freeway access, this move-in-ready home is the perfect opportunity to enjoy Arizona's sought-after active adult lifestyle.

9702 E Minnesota Avenue, Sun Lakes
$474,900
2 Beds ⋅ 2 Baths ⋅ 7059896 MLS ⋅ 1,922 SqFt.
Experience resort style living in the heart of Sun Lakes! Perfectly positioned on a premium lakefront lot, this beautifully maintained home offers breathtaking water views, soaring vaulted ceilings, and an open, light-filled floor plan designed for comfortable everyday living and effortless entertaining. The spacious great room features a cozy fireplace and flows seamlessly into the dining area and bright kitchen with abundant cabinetry, generous counter space, and stainless steel appliances. Step outside to your private patio where you can enjoy morning coffee, stunning sunsets, and peaceful lake views surrounded by mature trees and lush green space. Located in one of Arizona's premier 55+ communities, residents enjoy golf, pickleball, tennis, fitness centers, swimming pools & restaurants

26445 S Boxwood Drive, Sun Lakes
$300,000
2 Beds ⋅ 2 Baths ⋅ 7056231 MLS ⋅ 1,512 SqFt.
Home, sweet home! This 2-bedroom, 2-bath property in the adult Community of Sun Lakes showcases an attached garage, a carport, and a low-maintenance desert landscape. Inside, you'll find an inviting living room with a soothing palette and wood-look flooring. The eat-in kitchen comes with crisp white cabinetry, essential built-in appliances, a pantry, and an island with a breakfast bar. You'll also find a versatile bonus room ideal for work or relaxation. The main bedroom includes a built-in closet with mirrored doors and a private bathroom with dual sinks. The screened patio provides a cozy spot for refreshing drinks. Unwind at the end of a long day in the backyard, which offers a spacious back patio and tranquil views of the golf course. Make it yours now!

8935 E Fairway Boulevard, Sun Lakes
$570,000
2 Beds ⋅ 2 Baths ⋅ 7055679 MLS ⋅ 1,910 SqFt.
Wonderful find in high-end OAKWOOD SUN LAKES ADULT LIVING**GUARD GATE ENTRY. This one-owner Expanded 2bd, 2 ba, plus DEN, split plan PALMERO model is meticulously cared for. NEW ROOF 2023**NEWER HVAC **TOP OF LINE ANDERSON ENERGY EFFICIENT WINDOWS 2020**remodeled master ba, LG TILE WALK-IN SHOWER WHEEL CHAIR ACCESS, open great room & dining area, upgraded kitchen w/GRANITE COUNTERS & APPLIANCES**NEW OUTSIDE PAINT 2025**MAIN ELECTRIC PANEL 2025**SPACIOUS EXTENDED GARAGE W/CABS, WATER SOFTNER & WORKBENCH**EX LG CORNER LOT** relax on your FULL LENGTH COVERED PATIO W/PAVING STONES & EASY CARE SYNTHETIC GRASS/MATURE FRUIT TREES enjoy AZ living**UPGRADED PAVING STONE DRIVEWAY & EXPANDED WALK WAYS**NEWER IRRIGATION SYSTEM FT&BK **DECO IRON FRONT SECURITY GATE, SO MUCH MORE! A MUST SEE FOR SURE

10202 E Elmwood Drive, Sun Lakes
$245,000
2 Beds ⋅ 2 Baths ⋅ 7052469 MLS ⋅ 1,441 SqFt.
COME AND ENJOY THE GREAT LIFE IN BEAUTIFUL SUN LAKES. 55 plus LIFESTYLE. PRIDE OF OWNERSHIP SHOWS IN THIS HOME - METICULOUSLY CARED FOR. -- 2 BEDROOM 2 BATH. BOTH BEDROOMS HAVE NICE SIZE CLOSETS. FLOOR PLAN FLOWS VERY WELL . LIVING ROOM, DINING ROOM GREAT FOR ENTERTAINING. KITCHEN WITH A NICE SIZE FAMILY ROOM & LOVELY AZ . ROOM. ATTACHED STORAGE/ WORKSHOP VERY CLEAN WITH ELECTRIC . VERY NICE COVERED PATIO OFF AZ. ROOM THIS IS A MUST SEE HOME - - VERY INVITING !! NICELY LANDSCAPED. - MOVE IN READY. THE COMMUNITY OFFERS BEAUTIFUL GOLF COURSES, TENNIS, PICKLE BALL, POOLS SPAS, WALKING PATHS , LAKES. - 5 CLUBHOUSES WITH RESTAURANTS, BARS & ENTERTAINMENT AND SO MUCH MORE!!

8965 E Sun Lakes Boulevard N, Sun Lakes
$540,000
2 Beds ⋅ 2 Baths ⋅ 7052401 MLS ⋅ 2,204 SqFt.
Beautifully maintained and ready to enjoy from day one, this Trova floor plan is in the gated adult community of Oakwood at Sun Lakes! The open layout with 2 bedrooms, 2 baths + DEN features engineered hardwood floors in the great room, 5-inch baseboards, plantation shutters and remote patio door blinds. The kitchen offers beautiful maple cabinetry with pull-out shelves & abundant storage, an eat-up island, granite countertops and stainless appliances. The primary bath is updated with a walk-in shower and a large custom closet. Laundry room has extra storage and a sink. Extended garage includes built-in cabinets. Roof (2024), HVAC (2020), Water Heater & Water Softener (2025). Peaceful, private backyard with a large, covered patio and fruit trees. Come enjoy all that Sun Lakes has to offer!

9011 E Nacoma Drive, Sun Lakes
$335,000
2 Beds ⋅ 2 Baths ⋅ 7051785 MLS ⋅ 1,236 SqFt.
This Sun Lakes 2 bedroom, 2 bathroom home includes an office, 2-car garage, and an open floorplan with LVP flooring throughout. Skylights bring in fantastic natural light, creating a bright and comfortable feel throughout the main living areas. The backyard offers plenty of space with low maintenance desert landscaping and citrus trees! Enjoy the amenities and community of Sun Lakes, offering: golf, community centers, pools, fitness options, clubs, dining, and a wide variety of activities.

9202 E Citrus Lane N, Sun Lakes
$395,000
2 Beds ⋅ 2 Baths ⋅ 7047466 MLS ⋅ 1,681 SqFt.
Welcome home to this Tovar floor plan in Sun Lakes Country Club. Walk through the entryway into the extended living room and formal dining room. Kitchen features cherry cabinets, plenty of cabinets, and an eat in kitchen. The kitchen is ideal for entertaining. 2 Bedrooms and 2 baths. The primary suite is spacious with en suite bathroom- with updated shower, double sinks. The Arizona Room is spacious. A great place to entertain your guests. 2 car garage features plenty of storage. Enjoy entertaining on the side patio overlooking the spacious back yard. Come enjoy all that Sun Lakes has to offer- golf, tennis, pickle ball, swimming pools, restaurants, and more.

26423 S Snead Drive, Sun Lakes
$625,000
2 Beds ⋅ 2 Baths ⋅ 7045325 MLS ⋅ 1,936 SqFt.
Spacious Extended Palmera model offering 2 bedrooms, 2 baths, and a versatile flex room that can serve as a den or 3rd bedroom. Both bedrooms feature bay windows for added space and natural light. Enjoy easy maintenance LVP flooring throughout, a large laundry room, newer appliances, a generous primary closet, and a newer A/C system. Step outside to your private backyard oasis with a beautiful pool, fresh cool decking, artificial turf, paver accents, a full length covered patio with attached large pergola, perfect for relaxing or entertaining. This home combines comfort, functionality, and exceptional outdoor living.

8939 E Nacoma Drive, Sun Lakes
$800,000
3 Beds ⋅ 3 Baths ⋅ 7043394 MLS ⋅ 2,357 SqFt.
ALL THE BOXES ARE CHECKED in this spacious Barcelona floorplan w/ GORGEOUS GOLF COURSE VIEWS overlooking the 14th hole in the gated community of Palo Verde. Features include a sparkling PLAY POOL, 2.5-car garage, detached GUEST QUARTERS w/ full bath, EXPANDED COURTYARD w/ NEWER PAVERS, NEWER ROOF & HVACs, fresh neutral paint, PLANTATION SHUTTERS, LUXURY VINYL PLANK flooring, dedicated DEN/OFFICE, + an UPDATED KITCHEN w/ STAINLESS appliances, BUILT-IN WALL OVEN & an ISLAND w/ PREP SINK. Primary suite has SITTING AREA, SEP TUB/SHOWER, private water closet & a HUGE CLOSET w/ a classy closets system. This home offers a RARE COMBINATION of VIEWS, POOL, major updates, a GUEST HOME & AMPLE PARKING for TRUE ARIZONA indoor/outdoor living! **List with many more updates located in the DOCS TAB

25235 S Fair Oaks Drive, Sun Lakes
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.