Cottonwood Homes with Conventional New Financing

Cottonwood Homes with Conventional New Financing

Welcome to Cottonwood, a charming neighborhood nestled in the heart of Sun Lakes, Maricopa County, Arizona. Known for its serene atmosphere and picturesque surroundings, Cottonwood offers a peaceful and close-knit community for residents to call home.

Situated in Sun Lakes, Cottonwood benefits from the city's convenient location and numerous amenities. Residents can enjoy easy access to shopping centers, restaurants, entertainment options, and recreational facilities, ensuring there is always something to do for everyone. The neighborhood is also in close proximity to major highways, making commuting to other parts of the city or even to neighboring cities a breeze.

If you're looking to buy a home in Cottonwood, you'll be pleased to know that conventional new financing is available. With this financing option, you can secure a mortgage loan to purchase your dream home in the neighborhood. Whether you're a first-time homebuyer or looking to upgrade to a larger property, Cottonwood offers a variety of housing options to suit your needs.

From cozy single-family homes to spacious townhouses, you'll find a range of properties in Cottonwood that cater to different budgets and preferences. Many homes in the neighborhood boast modern amenities, well-manicured yards, and beautiful architectural designs, providing both comfort and style.

Cottonwood is not just a neighborhood; it's a place where you can build a fulfilling and vibrant life. With its convenient location, friendly community, and attractive homes, it's no wonder that Cottonwood is a sought-after destination for homebuyers in Sun Lakes. Don't miss out on the opportunity to make Cottonwood your new home!

Newest Cottonwood Homes with Conventional New Financing

3 Beds ⋅ 2 Baths ⋅ 7060853 MLS ⋅ 1,823 SqFt.

This lovely updated Alameda floor plan is in Sun Lakes's Cottonwood. Walk through the double doors into the spacious open floor plan featuring the living room and formal dining room. The living room is spacious and has a cozy fireplace. Kitchen features plenty of cabinetry, granite counter tops, stainless steel appliances, and breakfast bar. Off the kitchen is a large walk-in pantry. 3 Bedrooms and 2 baths. The primary suite is spacious with en suite updated bathroom- tiled shower, double sinks. 2 guest bedrooms and updated guest bathroom. The home features plantation shutters, newer flooring, vinyl windows, and roof. Spacious laundry room with cabinets. 2 car garage features plenty of storage. Enjoy entertaining on the back patio. A MUST SEE!

10414 E Flintlock Drive, Sun Lakes

2 Beds ⋅ 2 Baths ⋅ 7058073 MLS ⋅ 1,545 SqFt.

Fully updated 2BR, 2BA Shawnee model in the active adult community of Cottonwood at Sun Lakes. Great curb appeal with a gated courtyard perfect for morning coffee. Ceramic plank tile flooring throughout the entire house. Updated kitchen with modern shaker cabinets, soapstone counters and SS appliances. Great room features sliders to the side patio and to the covered back patio recently extended with a pergola and pavers. Spacious primary suite with fully updated bathroom with beautifully tiled shower and large walk-in shower. Updated ensuite guest bath in the roomy guest suite. Immaculate garage with built in cabinets. This one is truly move in ready with all new windows and sliding doors and a new AC in 2021. Enjoy the countless amenities in this community including golf, tennis, SEE MORE pickleball, pools, fitness center, many clubs, and 2 great restaurants.

25425 S Sedona Drive, Sun Lakes

2 Beds ⋅ 2 Baths ⋅ 7043906 MLS ⋅ 1,809 SqFt.

This lovely, spacious home with vaulted ceilings and large rooms is located close to the clubhouse in the beautiful community of Cottonwood. Very energy efficient with upgraded windows and solar panels that are owned not leased. Brand new roof with warranty installed 3/29/23. Three covered patios offer plenty of shade for outdoor living. Perfect home for entertaining. Split bedroom floorplan with a den and office that could be transformed into a guest/mother-in-law suite. Sun Lakes offers restaurants, lounges, golf, swimming, tennis, pickleball, groups, clubs and organizations too many to list here! This is more than a home, this is a lifestyle! Welcome Home!

25821 S New Town Drive, Sun Lakes

2 Beds ⋅ 2 Baths ⋅ 7026723 MLS ⋅ 1,620 SqFt.

Expanded Shawnee model (Larger Master Bedroom) in the active adult community of Sun Lakes featuring upgrades and comfortable living spaces throughout. This move-in ready home offers an open floor plan with abundant natural light, updated flooring, refreshed kitchen with professionally painted cabinets with pull out shelves, granite countertops and appliances, and stylishly updated bathrooms. Spacious primary suite includes a walk-in closet. Enjoy indoor-outdoor living with a covered screened patio , perfect for relaxing or entertaining. 2 car garage with ample storage, and a workshop area in the garage. Located close to golf, restaurants, fitness centers, pools, and all the resort-style amenities Sun Lakes has to offer. Ideal for year-round living or a seasonal retreat

26417 S Truro Drive, Sun Lakes

2 Beds ⋅ 2 Baths ⋅ 6999749 MLS ⋅ 2,292 SqFt.

Golf course living at its best in this 2BR, 2BA plus golf cart garage Hermosa model in the active adult community of Cottonwood at Sun Lakes. Great Southwestern curb appeal on this N/S facing golf course lot. Large great room w/high ceilings and plantation shutters. Kitchen features painted cabinets, breakfast bar and bonus wet bar/coffee area. Family room off kitchen w/golf course views and patio access. Bonus office/den addition off the family room w/extra AC and slider to the patio could double as third space for guests. Spacious primary suite w/large bathroom, walk-in shower, soaking tub and bright skylight. Oversized guest room could also double as an office space. Covered patio w/expansive double fairway golf course views. Start enjoying the amazing amenities of Cottonwood SEE MORE with golf, tennis, pickleball, pools, fitness, a great restaurant, and so many clubs!

10227 E Michigan Avenue, Sun Lakes

2 Beds ⋅ 2 Baths ⋅ 6984561 MLS ⋅ 1,725 SqFt.

Gorgeous remodel! This home has an open floorplan with split bedrooms and a den/office. Gourmet kitchen with stainless steel appliances, large island with breakfast bar and plenty of cabinets and counter space! Both bedrooms are spacious and have walk-in closets. Double vanity, linen cabinet and zero entry shower in primary bathroom. Three covered patios. Mountain views. This home is perfect for entertaining family and friends. Sun Lakes offers restaurants, lounges, golf, swimming, tennis, pickleball, groups, clubs and organizations too many to list here! This is more than a home, this is a lifestyle! Welcome Home!

9729 E Navajo Place, Sun Lakes

2 Beds ⋅ 2 Baths ⋅ 6970303 MLS ⋅ 1,389 SqFt.

Pristine 2BR, 2BA expanded Cortez model in the active adult community of Cottonwood at Sun Lakes. New carpet throughout and modern 20'' tile in the kitchen and baths. Great room with tons of windows and vaulted ceiling for a bright spacious feel. Kitchen features a sunny little breakfast nook, granite counters and newer appliances. Large primary suite with vaulted ceiling, dual sinks, toilet room and walk-in closet. The guest room has an addition with multiple windows, perfect for a small office or sitting room. Wrap-around covered patio is completely screened in with modern aluminum framed screen inserts. Oversized backyard with mature fruit trees and a storage shed. Exterior recently painted and a 2014 Trane AC. Start enjoying the many amenities of Cottonwood SEE MORE with golf, tennis, pools, pickleball, restaurants and clubs.

25208 S Pinewood Drive, Sun Lakes

2 Beds ⋅ 2 Baths ⋅ 6966641 MLS ⋅ 1,857 SqFt.

Expanded, immaculately maintained 2BR, 2BA Shawnee model on a serene lake in the highly desirable active adult community of Cottonwood at Sun Lakes. Freshly painted with great curb appeal and covered front entry patio for morning coffee. Great room with bonus addition, wet bar and patio access. Kitchen with tastefully painted cabinets, newer SS appliances and a charming breakfast nook. Large primary suite with dual sinks and updated tile walk-in shower with grab bars. Guest suite with ensuite bath. Peaceful lake views from the covered patio in the mature backyard with fruit trees and new SS fence. New garage door and opener, flat roof recoated in 2025, new landscape lighting and updated drip system. Don't miss your shot at this one and start enjoying the many Cottonwood amenities SEE MORE with golf, tennis, pickleball, countless clubs, restaurants, fitness and so much more!

9748 E Watford Way, Sun Lakes

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Rebecca Reed

Rebecca's journey in Scottsdale's real estate market began in 1993 after moving from Long Island, New York. Recognizing the area's potential, she launched her career with Saddleback Homes and then further honed her expertise with Jackson Properties New Builds. This gave her a unique perspective, teaching her every facet of building a home from the ground up. Her venture into the wholesale bakery business with her late husband, Manlio Smeraldo SR, further polished her sales prowess. After his passing, Rebecca returned to the real estate arena, joining Keller Williams and later the renowned Mauricio Umansky’s brokerage, The Agency in Scottsdale. Enter Manlio JR, Rebecca’s ambitious son. Joining forces at The Agency, they became a dynamic duo in the luxury property market. Manlio's keen eye for dated properties led him to the world of remodeling, transforming old homes into modern masterpieces. Today, as part of Gentry Real Estate, the Nestfinders team, which consists of Nestfinder LLC and Nestfinders Realty, is committed to excellence, whether it's helping buyers land their dream homes, aiding sellers in getting top value, or assisting homeowners in remodeling.

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Manlio Smeraldo

Manlio's journey into real estate began with a simple yet profound commitment: to help people unlock the myriad benefits of owning real estate. This commitment stemmed from an understanding that the journey to finding a great deal in real estate is often fraught with challenges and misinformation, especially for those new to the market. Recognizing that not all agents possess the necessary skills or willingness to guide clients through these complexities, Manlio set out to be different. Through his hands-on approach in owning and operating rental properties, Manlio has not only built a successful career but also a legacy of trust and excellence. He embodies the role of a mentor, guiding his clients with expertise and integrity. His approach is characterized by a deep understanding of the market dynamics, an eye for potential, and the ability to turn challenging deals into profitable ventures.

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