Cottonwood Homes with FHA New Financing

Cottonwood Homes with FHA New Financing

Located in Sun Lakes, Maricopa County, Arizona, the neighborhood of Cottonwood offers a desirable living experience for residents. With its prime location, Cottonwood provides easy access to a range of amenities and attractions in the surrounding area.

As part of Sun Lakes, Cottonwood benefits from the city's vibrant community and numerous recreational opportunities. The neighborhood is known for its beautiful homes, well-maintained streets, and a welcoming atmosphere. Whether you're looking for a cozy single-family home or a spacious townhouse, Cottonwood has a variety of housing options to suit different preferences and budgets.

One notable feature of homes in Cottonwood is their eligibility for FHA new financing. This means that potential homebuyers can take advantage of the benefits offered by Federal Housing Administration loans, which include low down payment requirements and flexible credit guidelines. With FHA financing, more individuals and families have the opportunity to become homeowners in Cottonwood.

Living in Cottonwood also means being close to a range of amenities. Residents can enjoy access to golf courses, community pools, fitness centers, and walking trails. Additionally, the neighborhood is conveniently located near shopping centers, restaurants, and entertainment venues, ensuring that there is always something to do nearby.

If you're looking for a neighborhood that combines a convenient location, attractive homes, and access to various amenities, Cottonwood in Sun Lakes, Arizona, is definitely worth considering. With its FHA new financing options, it offers an excellent opportunity for individuals and families to find their dream home.

Newest Cottonwood Homes with FHA New Financing

$465,000
2 Beds ⋅ 2 Baths ⋅ 7058073 MLS ⋅ 1,545 SqFt.
Fully updated 2BR, 2BA Shawnee model in the active adult community of Cottonwood at Sun Lakes. Great curb appeal with a gated courtyard perfect for morning coffee. Ceramic plank tile flooring throughout the entire house. Updated kitchen with modern shaker cabinets, soapstone counters and SS appliances. Great room features sliders to the side patio and to the covered back patio recently extended with a pergola and pavers. Spacious primary suite with fully updated bathroom with beautifully tiled shower and large walk-in shower. Updated ensuite guest bath in the roomy guest suite. Immaculate garage with built in cabinets. This one is truly move in ready with all new windows and sliding doors and a new AC in 2021. Enjoy the countless amenities in this community including golf, tennis, SEE MORE pickleball, pools, fitness center, many clubs, and 2 great restaurants.

25425 S Sedona Drive, Sun Lakes
$439,995
2 Beds ⋅ 2 Baths ⋅ 7043906 MLS ⋅ 1,809 SqFt.
This lovely, spacious home with vaulted ceilings and large rooms is located close to the clubhouse in the beautiful community of Cottonwood. Very energy efficient with upgraded windows and solar panels that are owned not leased. Brand new roof with warranty installed 3/29/23. Three covered patios offer plenty of shade for outdoor living. Perfect home for entertaining. Split bedroom floorplan with a den and office that could be transformed into a guest/mother-in-law suite. Sun Lakes offers restaurants, lounges, golf, swimming, tennis, pickleball, groups, clubs and organizations too many to list here! This is more than a home, this is a lifestyle! Welcome Home!

25821 S New Town Drive, Sun Lakes
$429,900
2 Beds ⋅ 2 Baths ⋅ 7026723 MLS ⋅ 1,620 SqFt.
Expanded Shawnee model (Larger Master Bedroom) in the active adult community of Sun Lakes featuring upgrades and comfortable living spaces throughout. This move-in ready home offers an open floor plan with abundant natural light, updated flooring, refreshed kitchen with professionally painted cabinets with pull out shelves, granite countertops and appliances, and stylishly updated bathrooms. Spacious primary suite includes a walk-in closet. Enjoy indoor-outdoor living with a covered screened patio , perfect for relaxing or entertaining. 2 car garage with ample storage, and a workshop area in the garage. Located close to golf, restaurants, fitness centers, pools, and all the resort-style amenities Sun Lakes has to offer. Ideal for year-round living or a seasonal retreat

26417 S Truro Drive, Sun Lakes
$479,000
2 Beds ⋅ 2 Baths ⋅ 6999749 MLS ⋅ 2,292 SqFt.
Golf course living at its best in this 2BR, 2BA plus golf cart garage Hermosa model in the active adult community of Cottonwood at Sun Lakes. Great Southwestern curb appeal on this N/S facing golf course lot. Large great room w/high ceilings and plantation shutters. Kitchen features painted cabinets, breakfast bar and bonus wet bar/coffee area. Family room off kitchen w/golf course views and patio access. Bonus office/den addition off the family room w/extra AC and slider to the patio could double as third space for guests. Spacious primary suite w/large bathroom, walk-in shower, soaking tub and bright skylight. Oversized guest room could also double as an office space. Covered patio w/expansive double fairway golf course views. Start enjoying the amazing amenities of Cottonwood SEE MORE with golf, tennis, pickleball, pools, fitness, a great restaurant, and so many clubs!

10227 E Michigan Avenue, Sun Lakes
$459,900
2 Beds ⋅ 2 Baths ⋅ 6984561 MLS ⋅ 1,725 SqFt.
Gorgeous remodel! This home has an open floorplan with split bedrooms and a den/office. Gourmet kitchen with stainless steel appliances, large island with breakfast bar and plenty of cabinets and counter space! Both bedrooms are spacious and have walk-in closets. Double vanity, linen cabinet and zero entry shower in primary bathroom. Three covered patios. Mountain views. This home is perfect for entertaining family and friends. Sun Lakes offers restaurants, lounges, golf, swimming, tennis, pickleball, groups, clubs and organizations too many to list here! This is more than a home, this is a lifestyle! Welcome Home!

9729 E Navajo Place, Sun Lakes
$339,950
2 Beds ⋅ 2 Baths ⋅ 6970303 MLS ⋅ 1,389 SqFt.
Pristine 2BR, 2BA expanded Cortez model in the active adult community of Cottonwood at Sun Lakes. New carpet throughout and modern 20'' tile in the kitchen and baths. Great room with tons of windows and vaulted ceiling for a bright spacious feel. Kitchen features a sunny little breakfast nook, granite counters and newer appliances. Large primary suite with vaulted ceiling, dual sinks, toilet room and walk-in closet. The guest room has an addition with multiple windows, perfect for a small office or sitting room. Wrap-around covered patio is completely screened in with modern aluminum framed screen inserts. Oversized backyard with mature fruit trees and a storage shed. Exterior recently painted and a 2014 Trane AC. Start enjoying the many amenities of Cottonwood SEE MORE with golf, tennis, pools, pickleball, restaurants and clubs.

25208 S Pinewood Drive, Sun Lakes
$471,000
2 Beds ⋅ 2 Baths ⋅ 6966641 MLS ⋅ 1,857 SqFt.
Expanded, immaculately maintained 2BR, 2BA Shawnee model on a serene lake in the highly desirable active adult community of Cottonwood at Sun Lakes. Freshly painted with great curb appeal and covered front entry patio for morning coffee. Great room with bonus addition, wet bar and patio access. Kitchen with tastefully painted cabinets, newer SS appliances and a charming breakfast nook. Large primary suite with dual sinks and updated tile walk-in shower with grab bars. Guest suite with ensuite bath. Peaceful lake views from the covered patio in the mature backyard with fruit trees and new SS fence. New garage door and opener, flat roof recoated in 2025, new landscape lighting and updated drip system. Don't miss your shot at this one and start enjoying the many Cottonwood amenities SEE MORE with golf, tennis, pickleball, countless clubs, restaurants, fitness and so much more!

9748 E Watford Way, Sun Lakes
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